Bad Credit Unsecured Loans

Bad credit unsecured loans are very difficult for UK lenders to approve to home owners or non homeowners because they are classed as high risk and many companies will not look at your unsecured application if you have bad credit. Clearly, having clean credit is the best status for a person to apply for an unsecured loan. However if you are one of the people with poor credit rating, bad credit or adverse credit history, unlike many online loans companies we are still happy to try to help. Bad credit can be any of the following:-

• CCJs (county court judgements)
• Bank defaults
• Poor credit rating
• Adverse credit history
• Mortgage arrears
• Bank arrears
• Missed credit card payments
• Declined elsewhere

In general, bad credit loans can be used for almost any purpose including debt consolidation, home improvements (new kitchen, bathroom, conservatory, double glazing, central heating, loft conversion etc), new car or other vehicle. Bad credit loans can even be approved for unusual requests such a tax bill for a self employed person with no accounts or childrens school fees or even plastic surgery.

It can be hard to find a UK lender who will agree an unsecured bad credit loan whether you are a tenant or a homeowner. We cannot promise to be able to guarantee you a bad credit unsecured loans approval but we will pass your details on to a UK loan company who has adverse credit experience and can assess your details. Apply online for quotes.